A seasoned veteran, P.F has followed the NFL closely for decades. Hailing from New York State, his betting philosophy revolves largely around coaches. Certain coaches create environments and locker rooms conducive to winning. Other coaches have more trouble and at times can lose a team.

"The NFL is about pain and suffering; in short, guys that put out maximum effort can usually beat guys that don't"

All players in the NFL are great athletes or they wouldn't be there. Three main ingredients are needed to win consistently in the NFL:

1. A solid defense (especially against the run)

2. An adequate running game

3. Effort (a coach who can get the guys to play at a high level) i.e. Parcells, Shanahan, L. Smith, Bellechik, M. Lewis to name a few.